![]() This will be helpful if you need to file a lawsuit or take other legal action. Keep track of all correspondence and documents related to the theft. Doing so can prevent future financial harm and foreclosure. Even if the fraudster has not applied for a home equity loan or line of credit, contact your mortgage lender and alert them to the situation. Also determine whether fraudsters opened any credit cards or personal loans in your name. This includes, but is not limited to, your mortgage lender and title insurance company. If you discover a thief has opened new accounts using your home title, contact the lenders to notify them of the fraud and have the accounts closed. The police can also help you create a paper trail that will be helpful if you need to take legal action. This will help you start the recovery process and protect yourself from further damage. Contact the police and credit reporting agencies immediately. If there are any unauthorized accounts in your report, dispute them with each relevant bureau. ![]() This will make it more difficult for someone to open new accounts in your name. Contact the three major credit reporting agencies and request that a fraud alert is placed on your credit file.
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